FedNow Monkey

Biller's login - Hosted Payments Page
Real-Time Payments Gateway


FedNow® Monkey – The Real-Time Payment Solution That’s Fast, Fearless & Fintech-Smart

FedNow® Monkey is here to throw the old, slow “Money Monkey” off your back. With lightning-fast FedNow® and RTP® payment processing, zero sign-up fees, no chargebacks, and full support for ACH and credit cards—even high-risk merchants can go bananas for real-time payments.

What Is FedNow® Monkey?

FedNow® FedNow Monkey "Get That Old Slow Money Monkey Off Your Back!"

Meet the Wildest Thing to Happen to Fintech Since Instant Payments

Say goodbye to slow banks, legacy processors, and old-school checkbooks. FedNow® Monkey isn’t just another fintech product—it’s a movement. Built for bold entrepreneurs, hustlers, and high-risk industries, this cheeky payment platform swings past delays, throws out chargebacks, and delivers real-time money movement that’ll make your accountant do backflips.

Why Merchants Are Going Bananas for FedNow® Monkey

Text Mobile Request for Real-Time Payment

FedNow® Monkey  is a next-gen instant payments platform that uses the FedNow® Service and RTP® Network to provide ultra-fast, zero-delay payment processing to U.S. merchants in all 50 states. Whether you're running an online business, a subscription service, or a high-risk operation, FedNow Monkey gives you the power to process real-time A2A, B2B, B2C, C2B payments without chargebacks, paperwork, or bank visits.

Key Benefits:

  • ✅ Instant Application for FedNow® and RTP® Merchant Accounts
  • ✅ Works with Multiple Banks and Credit Unions Nationwide
  • ✅ Supports ACH, Credit Cards, and High-Risk Transactions
  • ✅ One MID Per Email/Phone – Even for 100+ Staff or Subsidiaries
  • ✅ Integrated Hosted Payment Pages for Request-for-Payment (RfP)
  • ✅ ISO 20022 Messaging for Secure, Flexible Payment Requests
  • ✅ QuickBooks® Online Sync & Real-Time Reconciliation

FedNow® Monkey  is for merchants who are done with slow payments, daily cutoff times, and endless delays. Here’s why it’s the smartest (and most fun) move for your business:

24 Real-World Features That Set FedNow® Monkey Apart:

  1. Real-time A2A transfers using FedNow® or RTP®
  2. Hosted Payment Pages embedded in Request-for-Payments (RfPs)
  3. Merchant accounts across multiple financial institutions
  4. One-click enrollment with no bank visit required
  5. Alias-based security: phone/email = secure MID
  6. Free merchant applications for FedNow®/RTP®
  7. Interoperability with ACH, credit card, and recurring billing
  8. Recurring debit payment support for subscriptions
  9. QuickBooks® integration for real-time accounting
  10. Batch uploads and downloads for high-volume operations
  11. Mobile, text, email, MOTO & point-of-sale (POS) support
  12. Support for 100+ MIDs tied to multiple emails or phone numbers
  13. Free real-time bank reconciliation for CFOs/bookkeepers
  14. Instant onboarding—even for poor or bad credit merchants
  15. Works for legally high-risk industries (CBD, eComm, coaching, etc.)
  16. Accept payments via web link, QR code, or invoice
  17. Payee-initiated payments to suppliers and vendors
  18. ISO 20022-compatible for fintech-scale growth
  19. Advanced fraud detection & alias privacy protections
  20. Instant fund settlement with real-time confirmation
  21. Zero chargebacks and no processing delays
  22. High-speed payment notifications to phone/email
  23. B2B, B2C, C2B, and A2A compatibility built-in
  24. Ideal for nationwide operations, franchises, and digital brands

Our Mission Statement

FedNow® Monkey  is here to throw the old, slow “money monkey” off your back. With lightning-fast FedNow® and RTP® processing, alias-powered security, and instant reconciliation, this mischievous brand is built for bold merchants, fintech hustlers, and high-risk visionaries ready to go bananas for real-time results.

“The old monkey is lazy and late—FedNow® Monkey  is fast, fearless, and paid.”

Swing Into Real-Time Payments With TodayPayments.com

Ready to ditch the old systems and swing into instant payments? TodayPayments.com makes it easy with FedNow® Monkey, your all-in-one real-time payment platform that’s faster, safer, and smarter.

Apply online now—no bank visit, no paperwork.
Free apps. Free sign-up. Real-time payments in minutes.
Support for high-risk, bad credit, and multi-division businesses.

Don’t let slow payments drag your business down.
Swing over to https://www.TodayPayments.com and go bananas with FedNow® Monkey  today.

  • FedNow® merchant account for high-risk businesses
  • Real-time payments with multiple financial institutions
  • ACH, RTP®, and FedNow® instant processing for B2B merchants
  • Hosted payment pages using ISO 20022 for secure payment requests
  • Zero chargeback merchant account for subscription models
  • FedNow® & RTP® merchant onboarding with no bank visit
  • Real-time QuickBooks® payment integration for CFOs
  • Alias-based payment MIDs using phone numbers or email
  • FedNow® payment processor with recurring billing
  • Best instant payments platform for high-risk merchants

✅ “Join the Monkey Movement—FedNow® Payments Without the Drama.”
✅ “Apply for Free. No Bank Visit. No Paperwork. No Returns. Just Real-Time Payments.”
✅ “Old Payment Systems Are Bananas. FedNow Monkey Makes Money Move.”
✅ “Your Smartest Hire This Year? FedNow Monkey.”

Creation Request for Payment Bank File

Enhance Your FedNow Monkey Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.

Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.

Request for Payment



... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of

Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.


Contact Us for FedNow Monkey payment processing pricing